"Fast, honest, and professional. Fixed my suspension the same day I came in for tires. Clear pricing all the way through."
Flexible Payment Options — Newbury Park, CA
Get the Service Your Vehicle Needs. Pay Over Time.
Don't delay tires, brakes, or repairs because of budget timing. Our financing options let you move forward today with manageable monthly payments and a fast approval decision.
Your Vehicle Can't Wait. Your Budget Has Options.
Worn tires, failing brakes, and check engine lights don't schedule themselves around payday. Financing lets you take care of your vehicle's real needs now — without draining your savings or waiting for the right month.
At CAL Tire and Auto Repair, we've helped hundreds of Ventura County drivers handle unexpected repairs and planned upgrades through flexible financing. The process is fast, the terms are clear, and we're with you every step of the way.
Fast Approval
Credit decisions in minutes — not days. Apply in-store or call us to start. Most customers get an answer before they leave.
Flexible Monthly Payments
Payment plans designed around what works for your budget — not a fixed amount that doesn't fit your life.
Any Service Qualifies
From a set of new tires to a major engine repair — virtually every service we offer can be financed.
No Surprises
We explain your financing terms clearly before you sign anything. Transparent process, no hidden charges.
Finance Any Service We Offer
Whether you need a single set of tires or a complete round of maintenance, financing is available for the full cost of your visit.
Tires & Wheels
- New tire sets — all brands, all sizes
- Tire mounting and road-force balancing
- Tire rotation and balance packages
- TPMS sensor service and replacement
- Flat tire repair
Brakes & Safety
- Brake pad and rotor replacement
- Caliper service and replacement
- Brake fluid flush
- ABS system diagnosis and repair
- Emergency brake service
Maintenance & Repair
- Oil changes and fluid services
- Engine diagnostics and repair
- Wheel alignment service
- Suspension and strut replacement
- Battery replacement
Specialty Services
- AC repair and recharge
- Radiator and cooling system service
- Transmission fluid service
- Multi-service visits in a single invoice
- Any combination of the above
If you're not sure whether a specific service qualifies, just ask. Our team will walk you through the options when you call or come in.
Ask About FinancingHow Financing Works at CAL Tire
Four straightforward steps — from application to driving away with the service done.
Call or Come In
Tell us the service you need. Our team will confirm what's required for your vehicle and give you an upfront written estimate — so you know the exact amount before applying.
Apply in Minutes
Fill out a short application in-store. The process takes just a few minutes and a credit decision comes back fast — most applicants hear within the same visit.
Choose Your Plan
Once approved, we'll walk you through your available payment plan options. Pick what works for your budget. Terms are explained in plain language — no fine-print surprises.
Get Your Service Done
That's it. Your vehicle gets the care it needs today, and you handle payments on a schedule that works for you. No waiting, no delayed safety repairs.
Financing Done the Honest Way
We know that financing can feel uncertain — especially when you're already dealing with an unexpected repair. That's why we do things a specific way at CAL Tire and Auto Repair.
Written Estimate First — Always
You'll see the full cost of every service before any financing paperwork is signed. No surprises mid-repair, no rounding up after the fact.
Plain-Language Terms
We walk you through what you're agreeing to in plain English. Monthly payment amount, term length, and total cost — clearly stated before you sign.
No Pressure, Ever
Financing is an option we offer, not a requirement. If you'd rather pay in full or schedule the work for later, we'll respect that completely.
Backed by 20+ Years of Local Trust
Formerly California Tire Co., we've been serving Ventura County for over 20 years. Our financing is offered by a shop with a real reputation in this community — not a faceless chain.
When Customers Typically Use Financing
Financing isn't just for major repairs. Here are the situations we hear about most often.
New Tire Set
A quality set of four tires — especially from brands like Michelin, Goodyear, or Bridgestone — is one of the most impactful upgrades for safety and performance. Financing makes it easy to get the right tires for your vehicle rather than settling for the cheapest option.
Shop Tires →Unexpected Brake Repair
Brake jobs aren't always planned. When pads and rotors need immediate attention, financing lets you handle it without waiting for the next paycheck — because brakes aren't something to delay.
Brake Service →Multiple Services in One Visit
Tires, alignment, and an oil change. Brakes and suspension. When multiple services are needed at once, a single financed invoice is far more manageable than a large one-time payment.
All Services →Planned Seasonal Maintenance
Spring and summer readiness — AC service, cooling system flush, tire rotation. Financing makes it easy to do everything at once instead of deferring half of it.
View Specials →Diagnostic + Repair
A check engine light diagnosed and repaired in the same visit can be financed as a single service — no need to fund diagnosis first and then come up with repair money separately.
Diagnostics →Suspension Work
Struts, shocks, and control arms are essential for safe handling — and can run into several hundred dollars. Financing makes complete suspension restoration accessible without compromise.
Suspension →Apply Today — Drive Away With It Done
Stop in or call us at (805) 499-4811. Our team will walk you through the application and have you on the road with your service completed — often the same day.
1180 Newbury Rd, Newbury Park, CA 91320 · Formerly California Tire Co. · 20+ Years Serving Ventura County
"Best tire shop near Thousand Oaks. Walked me through every option, matched my budget, never pressured. My SUV drives like new."
"Been coming since they were California Tire Co. Same great quality — now with a bigger range of services."
Frequently Asked Questions
What services can I finance?
Virtually any service we offer — including new tires, brake repair, wheel alignments, oil changes, suspension work, AC repair, engine diagnostics, radiator service, transmission service, and any combination of services in a single visit.
How fast is the approval process?
Fast. Most applicants receive a credit decision during the same visit. The application itself takes just a few minutes to complete in-store.
Do I need good credit to apply?
We encourage all customers to apply. Financing options vary based on credit profile, and our team will walk you through what's available for your specific situation.
Is there a minimum amount I need to finance?
Ask our service advisors for current program minimums. Financing is typically available for both smaller services and larger repair jobs.
Can I combine financing with a current promotion?
In many cases, yes. Check our promotions page and mention the offer when you apply — our team will let you know how to maximize your savings.
Can I apply online before coming in?
Currently, applications are processed in-store. Call us ahead of your visit at (805) 499-4811 and we'll get everything ready so the process is as quick as possible when you arrive.